GRW Benefits gives 5–250-person employers four genuinely tax-advantaged benefit lines — an electric-car scheme, cycle-to-work, a workplace nursery and salary-sacrifice pensions. Our conversational advisor composes, costs and compliance-checks a plan as you chat — and employees can ask it what’s best for them. Explore for free. Like your plan? Get a demo.
Free and read-only — the advisor explains and estimates only. It provisions nothing, emails no one, enrols no one and charges nothing.
An electric car funded from gross salary. The employee saves income tax and NI on the amount sacrificed; the very low EV benefit-in-kind charge keeps the taxable value small, and the employer saves Class-1 NIC.
A bike and safety kit funded from gross salary under the cycle-to-work exemption. Typical savings of around a third on the cost of the bike, with an employer NIC saving.
Childcare through a workplace-nursery arrangement that can qualify for the ITEPA 2003 s318 exemption — no statutory cap on the exempt amount. Parents pay fees from gross salary, free of income tax and NI; the employer must be partly responsible for financing and managing the provision. The GRW flagship, delivered with Halo.
Pension contributions redirected through salary sacrifice, free of employee NI, with an employer Class-1 NIC saving the employer can keep or pass on to boost the pension pot.
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Coming via insurance partner
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Coming via wellbeing partner
Costs, NI savings and employee tax relief are computed deterministically from HMRC tax treatments — every figure labelled an estimate.
s318, salary-sacrifice NMW, OpRA and P11D points are surfaced as preflight flags to check with your adviser — never buried.
Build and tune a plan for free. Nothing is provisioned, enrolled or charged until you book a demo and decide to go ahead.
GRW Benefits · governed on the AI-OS brain · multi-tenant · estimates only, not regulated financial or tax advice.