Everything live today is a genuinely tax-advantaged scheme — salary sacrifice or the s318 workplace-nursery exemption — so employees save income tax and NI, and you save employer NI. Build a costed plan from these in Explore Mode.
An electric car funded from gross salary. The employee saves income tax and NI on the amount sacrificed; the very low EV benefit-in-kind charge keeps the taxable value small, and the employer saves Class-1 NIC.
A bike and safety kit funded from gross salary under the cycle-to-work exemption. Typical savings of around a third on the cost of the bike, with an employer NIC saving.
Childcare through a workplace-nursery arrangement that can qualify for the ITEPA 2003 s318 exemption — no statutory cap on the exempt amount. Parents pay fees from gross salary, free of income tax and NI; the employer must be partly responsible for financing and managing the provision. The GRW flagship, delivered with Halo.
Pension contributions redirected through salary sacrifice, free of employee NI, with an employer Class-1 NIC saving the employer can keep or pass on to boost the pension pot.
We don’t offer these as live GRW benefits yet — they’ll arrive as our insurance, group-risk and wellbeing partner deals land. They’re never costed into an Explore plan until they’re live.
Comprehensive private healthcare cover. Coming to GRW via an insurance partner.
Routine and major dental treatment cover. On the roadmap via partner.
Death-in-service and income-protection cover. On the roadmap via a group-risk partner.
Discounted gym network and wellbeing perks. On the roadmap via partner.
24/7 confidential counselling and wellbeing support. On the roadmap via partner.
Estimates only, not regulated financial or tax advice. Compliance points (s318, salary-sacrifice NMW, OpRA, P11D) are preflight flags to check with your own adviser.